Social Security Maximization in Midland, TX

Social Security trust fund problem with roll of USA dollar bills with storm clouds behind 100 dollar note

Help Maximize Your Social Security for Retirement

Though some people tend to take them for granted, Social Security benefits can be more valuable than you may realize. First off, Social Security is one of the few sources of income you can’t outlive. The longer you live, the more you’ll earn. What’s more, Social Security provides survivor benefits. If you pass away, your spouse and dependent children can receive benefits based on your work record – much like an automatic life insurance policy.

When Is the Best Time to Apply for Benefits?

Knowing when and how to apply for your benefits is a critical step in the Social Security planning process. The difference between the best method and the second-best method of collecting Social Security could mean an extra $100,000 or more in benefits throughout your lifetime. That’s why it’s important to have all the information necessary to determine which filing strategy is best for your individual goals and situation. And even if you’ve determined the best time and method for taking Social Security benefits based on your age, objectives, and lifelong earnings, it won’t matter much unless you properly coordinate your benefits with your overall retirement income plan.

We’ll work with you to make sure all your savings and investment vehicles are as reliable as Social Security, and capable of providing income you can’t outlive. We’ll help you determine:

  • How much you can expect to receive in benefits.
  • The best time to apply for your benefits.
  • The best strategies for maximizing your benefits.

Maximize Your Social Security Benefits Today

Call our office today to schedule a complimentary, no-obligation consultation so we can help to ensure you have done all you can to maximize your Social Security benefits and avoid leaving money on the table from this important retirement resource.

About Mandee

Mandee Carter Stearns, President of Carter Financial Group, has been working alongside her father, Dee Carter, running the day-to-day business and learning the ropes of their family business since 2017.

Mandee received her BS in Psychology in 2016 and started her career in the financial industry in 2010 when she started helping in the office. After acquiring her degree, she started working full-time in March 2017 as Dee’s business partner and main Associate Advisor helping clients navigate the intricacies of investing for retirement and overall successful financial planning.

In 2021 and 2023, she was named an Elite Producer with American Equity, amongst other accolades.

In Mandee’s spare time, she likes to go to the gym and spend time with her husband, friends, and family. She is an animal lover and rescuer. In fact, Mandee has 3 rescue dogs, a German shepherd and 2 mixed breeds that she adores! She still enjoys almost all things Psychology related and is constantly researching something. Mandee enjoys meeting new client prospects, speaking with her current clients, but most of all she loves helping people.